Microstock portfolio trends since 2009

The end of the year is coming soon and  I wanted to share some trends I observed for my portfolio  since  2009. I uploaded regularly (every month) but less in 2012 compared to 2011 and a lot less compared to  2010 to focus on footage and right managed pictures.

Earnings variation among my top 5 photo agencies between 2009 and  2012

	2010/2009	2011/2010	2012/2011
Shutterstock	+40%	+11.5 %	- ?
Fotolia	+111%	-19.6 %	- ?
Dreamstime	+2%	+10.1%	- ?
Istock	-26 %	-43 %	+ ?
123RF	+61%	+61%	+ ?

Note: no uploads to Istock in 2010 and 2012.

 

• Shutterstock (1570 images) is still my number one agency since 2009 with very stable earnings and taking now close to  50% of my total microstock earnings  (the figure was 30% in 2010).

• Fotolia (1808 images ) and Istock (522 images) portfolio value peaked in 2010 and 2009 respectively  with no sign of recovery.

• Dreamstime had a very slow progression over the years (1511 images)

• Surprisingly, 123RF (2098 images)  still managed to increase  value but is still far away from Shutterstock.

• Amongst the low earners, YAYmicro (2196 images) and Mostphotos (2097 images) are doing the best. Stockfresh, Photodune, Veer  are dissapointing.

• Complelety dead (at least for me): bigstockphoto, Panthermedia, Crestock, Zoonar.
  

 
Conclusions:

• Shutterstock and 123RF were  able to increase  portfolio value  despite not uploading much the past two years. In addition, Shutterstock is still able to sell pretty well some of  my pictures uploaded in 2007 and 2008.
• Istock and Fotolia  experienced a dramatic downfall for over 2 years now  due a less favorable search engine  placement and technical platform problem.
• Competition is getting tougher in microstock as databases are getting bigger and bigger (Shutterstock has now more than 21 millions pictures on line (compared to 9 millions at the end of 2009).

 This leaves some answered questions for  2013:

•  Will the  gap between Shutterstock and other agencies grow  bigger following their successfull IPO in October 2012?
• Will successfull footage agencies like Pond5 be able to get some market share in 2013?
• What agencies will close the door in 2013?
• If Jon Oringer reads me, will Shutterstock increase commissions in 2013 ?:)

I will updated this post at the end of the year but you can follow my  updates on Twitter. You can also join my facebook photo page here.

I put some referral links if you interested to join the agencies below

Shutterstock, Yaymicro

Q1/Q2 microstock results

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Dear readers, you will see some changes in MicrostockExperiment earning reports: I decided to stop my month to month reporting to go ahead with a   quaterly update  as it is less time consuming and add more visibility. To make it easier to read, I  only include the % earnings from my main photo agencies which are Shutterstock,Fotolia,Dreamstime,Canstockphoto,123RF,Veer and Istock.

Microstock photo results Q1               

Microstock photo results Q2

Some interesting conclusions can be drawn  from these  charts:

• Shutterstock confirms its dominant position taking around 40% of the earnings.
• Despite regular uploads, Istock % decreased  two fold between Q1 and Q2 and accounts  now for 10% of the earnings (Istock did lost its leading position early 2010).
•  Dreamstime seems to benefit from the fall of IS and is  now ahead of IS.
• Fotolia is quite stable but now barely ahead of DT which a big change compared to 2010.
• Amongst  the small players, Veer has been dissapointing in Q2.

If these trends are confirmed in Q3,  there  will be no incentive at all to upload to IS as non exclusive contributor. It  will interesting to monitor as low  IS can go as it is 4th out of 7th at the moment.

 Media distribution Q1

 Media distribution Q2

Looking at the  split between, photo still accounts for more of 80% of total earnings, video was quite stable between Q1 and Q2 whereas audio had a nice increase from 4 to 7%.

April 2011 earnings

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Highlights

April photo sales were 25% down from last March  which follows the trend observed also last year. Audio and video had  another BME, both combined taking 30% of  total earnings.

• Photo

Shutterstock finished number one, very far from its BME, followed by Fotolia and Dreamstime. One good surprise came from Mosphotos with a BME finishing number 6 amongst all agencies.Istock still gloom and doom, 40% down  from April 2010.Overall, photo sales are 18% up compare to April 2010.

• Video

Another BME with 3 clips sold at Pond5, 2 at Clipcanvas and one (also the first) at CSP.

• Audio

Best month ever with Pond5 taking  most of the earnings.



Stay tuned for more blog updates in May  and in the meantime, you can follow my  updates on Twitter. You can also join my facebook photo page here.

January 2011 earnings

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Highlights


This first month of the year was pretty good with a significant increase of sales in photo, video and audio compared to January 2010.

• Photo

No BME to report this month. SS finished first, quite far away from  Istock and Fotolia. Sales at Veer and Fotolia were pretty low  and Istock was  only saved by two EL sales. Compared to january 2010, Shutterstock earnings were  up 18%, Fotolia up 3%, Dreamstime up 74% and Istock up 14%.

• Video

3 clips were sold this month at Pond5 and Clipcanvas making actually  a BME.

• Audio

Few sales at Pond5 with only 1% of total multimedia earnings.

Stay tuned for more blog updates in February  and in the meantime, you can follow my  updates on Twitter. You can also join my facebook photo page here.

December 2010 earnings

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Highlights

December earnings were quite stable compared to last month and 9% up compared to December 2009. Distribution between media  changed slightly this month with audio (5%) earned more than video (1%), pictures accounted for  the remaining 94%.

Reporting by media

• Photo

No BME to report this month and  Shutterstock is once again leading the pack, with Fotolia a not so distant second. Good performance of Veer which finished number three ahead of Istock.

• Video

Dissapointing results this month and with only one clip sold, video took only 1% of total earnings.

• Audio

With 5 % of total earnings, audio was close to a new  BME.

Looking up to 2011, I wish you a great photographic new year! Stay tuned for more blog updates in January  and in the meantime, you can follow my  updates on Twitter. You can also join my facebook photo page here.

November 2010 earnings

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Highlights

Earnings show a slowdown from previous month although the big4  are still holding with respectable earnings. No video sales to report so royalties are split between photo (97%) and audio (3%).

Reporting by media

•     Photo

Once again Shutterstock takes the first place with plenty of OD sales. Not too far behind is Fotolia with a new BME and third  Dreamstime only few dollars away from a BME thanks to a special 100% royalty day. Although earnings for the  big4 photo are growing, Istock is 300% down compared to last year.

•     Video

No sales this month which is a  first for this year.

•     Audio

Audio sales represent a  bit more  than 3% of total earnings with  most sales coming from Pond5.

As usual, stay tuned for more blog updates in December  and in the meantime, you can follow my  updates on Twitter. You can also join my facebook photo page here.

October 2010 earnings

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Highlights

The end of the year slow down did not kick in yet as earnings this month were very close to numbers in September which was  my best month of this year. Photo is always the best earning media (89%) followed by video (7.5%) and audio (3.5%).

Reporting by media

• Photo

Shutterstock is leading again this month with a new BME (helped by 2 EL) followed by Fotolia with a BME also. Istock is third this month performing a bit better than usual. Dreamstime is not to far off a BME as well.

• Video

Two sales this month including one at Pond5 with a $50 commission and one at Istock with $5 commission, no need to comment on this one:) No sales at Revostock and Clipcanvas. Since Isyndica is not around anymore and because of my slow connection speed, I upload my clips to Pond5 only.

• Audio

With a bit more than 3% of total earnings, audio had another BME this month with sales at Pond5 and Revostock.

As usual, stay tuned for more blog updates in November  and in the meantime, you can follow my  updates on Twitter. You can also join my facebook photo page here.

September 2010 earnings

Highlights

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As expected, sales picked up as often microstock sales reach a peak in September and this month was not exception being  a BME in both Photo and Audio. Compared to last year at the same period, microstock photos sales are up  30% which is in line with the increase of my portfolio size.

Photos is still the main earner with 86%, following by video (11%) and audio (3%). A lot of things happened this month: Isyndica distribution platform is closing down:(  This service will be greatly missed and I want to thank personally Sebastien and Hugo for their hard work and for having raised new standards in media distribution platform technology.

Another big news this month, is coming from Istock which decided to cut down commission for non exclusives from 20 to 15% . I personally stopped sending pictures to Istock 4 months ago now and I do not plan resuming uploads there. If you are an exclusive contributor and looking to give up your crown I can recommend the following five agencies: Shutterstock, Dreamstime, and  Yaymicro (interesting 3rd party program) and  Stockfresh (a venture from previous Stockxpert's owners).

Reporting by media

• Photo

Shutterstock finished far ahead of all  sites with a record number of on demand sales, finishing close to  a BME. Second  was Fotolia, only few cents from a BME and 3rd  was Veer  helped by three extended sales. Istock was number 4 with a dramatic decrease in earnings of 100% compared to September 2009.On a positive note I had my first sale at Alamy this month, hope more will follow:)

Isyndica Analytics screenshot

• Video

Pond5 had a BME with sales making most of my video earnings this month.However, no sales at Revostock, Shutterstock and Clipcanvas....

• Audio

Audio represents only 3% of total earnings but had its BME this month with 4 sales at Pond5 and 1 at Revostock.

As usual, stay tuned for more blog updates in October and in the meantime, you can follow my daily updates on Twitter. You can also join my facebook photo page here.

August 2010 earnings

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Highlights

After a slow first half, microstock photo earnings ended up being  26% higher than  last year. Video sales were dissapointing  and audio sales were stable giving the following splits between medias: photo (96%), video (2.6%), audio (1.4%).

• Photo

Only few dollars away from March 2010 BME... Veer took the number one spot this month due to their  Dash for Cash program. Shutterstock finished second (1EL) and Fotolia third. Istock  is 4rd with sales still much lower than last year. Dreamstime (1EL) made a nice recovery from last month only $ 1 away from Istock.

Isyndica Analytics screenshot (click to enlarge)

• Video

No sales at Pond5 and Revostock and only one sale to report (and also the first) at Shutterstock.

• Audio

2 sales at Pond5 this month.





Stay tuned for more blog updates in September  and in the meantime, you can follow my daily updates on Twitter.
 

March 2010 earnings

Summary

This month was a BME for microstock (beating  September 2009) with combined  multimedia royalties reaching  over  $700. It is  also the first  month I've sold photos, videos and audio alltogether.Microstock photos alone had a  70% increase in earnings compared to March 2009.

Isyndica Analytics graph

• Photos

More than 1000 photos were licensed this month, but no extended sales to report. Shutterstock was once again the best agency followed closely by Istock and Fotolia (first BME since 2 years....). Depositphotos ranked 4th due to their promotion program but I expect to go way down next month. I have also a BME to report at  GraphicLeftovers, the easiest agency to contribute  if you are an Isyndica user. No sales at all this month at 3DS, Mostphotos and Cutcaster. Taking into account the 17 agencies, cumulative RPI was quite stable  at $0.8 compared to last year. The average $ per download went down to $0.58 to the large volume of sales at DepositPhotos.

Thanks to Lee Torrens from Microstockdiaries and Amos Struck, you can see my 2009-2010 earnings history  here.

• Videos

Videos royalties represent a bit more than 9% of my multimedia sales. No sales yet to report at Shutterstock, Istock and Revostock.

• Audio

I had my first 2 sales at Pond5 this month with an average of $3.5 per download, a value between photo and video. My files are distributed to 4 agencies so far. Audio represents however  only 1% of my multimedia sales.

For more daily updates, you can follow me on Twitter and  Facebook. Until next month!

You also visit my interactive photo wall made by Cooliris. You can create your own for free also.

February 2010 earnings

Summary

No BME to report in any of the big photo agencies but February was quite good considering it had only 17 business days.  My total earning including photos, videos and sounds and referrals was just above $500. You will  find my detailled earnings per media below:

 

Isyndica Analytics screenshot

• Photos

Microstock photos earnings were up 68% compared to February 2009  with Shutterstock, Istockphoto and Fotolia  taking 71% of the total. Midstock  agencies did ok  with 12% of total photos sales. Stockxpert closed down the 11th of February so I signed up in two new agencies and both accounts are already showing a positive balance offsetting the loss of stockxpert earnings.

The first agency  is Depositphotos (DP) which attracted a lot of attention with their shock and awe  promotion program by paying contributors up to  $100 if they  upload 500 pictures. Apparently this program has been closed down March 1st. Uploading is quite fast despite the fact at least one category has to be selected. Ranking determines the commission rate which is 44% (for non exclusive photographers) and increases to 46% after 500 sales.

The second agency, Graphic Leftovers (GLO), primarily sells vectors but do sell  pictures as well. Upload

process is a breeze as it is  fully integrated in the Isyndica platform via an API : you don't even need to push

your uploads on the site. GLO offers a generous 52% commission to all contributors.

If you want to join these two agencies feel free to use my referral links above:
http://graphicleftovers.com/ref=ldambies/ 
http://submit.depositphotos.com?ref=1007492

• Videos

I had my first sales at AlwaysHD ($25 for one HD1080) and  Pond5($10 for one HD720) and I am still waiting for my first  sales at Revostock, Shutterstock and Istock. It is not much but enough to represent 7% of my total multimedia earnings.

• Audio

No sales to report this month with about 20 files online at Revostock, Pond5 and Audiomicro.

January 2010 earnings

Summary

All multimedia files included (photo,video,audio), january earnings  were just above the $400 mark  with not even a BME  to record. Detailed earnings by categories are reported below:

• Photos

Microstock agencies performed poorly this month, although sales picked up nicely in the last week of the month. Earnings are just 28% higher than those in January 2008 despite having larger portfolios. Shutterstock had a solid  month following by Fotolia and Istock, very close to each others. Small agencies and midstock
agencies did not sell as much as they usually do.

• Videos

I had my second sale at Clipcanvas (141 clips on line) which netted me 42 euros. I am still waiting for my first sale at Pond5 and Shutterstock. Due to a  lengthy review process, I have only 6 videos on line at Istock and no sales to report  despite getting a lot of views (as high as 600 per files....).

• Audio

Like mentioned on my previous post, I just started submitted sound effects to several agencies so it is bit  early to expect sales especially with only 16 files at Pond5.

Isyndica Analytics screenshot

Detailled earnings in US dollars

December 2009 earnings

Photos

December was pretty good considering that sales dried up in the last week of the month and that I do not have any christmas related pictures on my portfolio. I had quite a few extended licence sales at SS, DT and Veer and the latter was also my only BME this month. Sales at 3DStudio made a come back this month after a three months drought.Istock sales took a dip with less than $100 but still managed to be my second best earning agency and the one with the highest RPI. If my total RPI was quite low this month at 0.51, it is worth mentioning that 0.95 was my all time highest $/dl since I started microstock.

Overall, including referral and midstock sales, my december earnings were just above the $450 mark which is a 100% increase over December 2008.


Videos

No sales to report this month and I am still building my portfolio, uploading videos to six agencies although their distribution is far from being even. Clipcanvas is my largest library so far with over 100 videos on line, the other five having less than 50. I am getting a lot of views at Istock with only three clips but reviews are painfully slow.

Isyndica screenshot

Earnings table (US dollars)

2009 goals

As far as my 2009 goals, the main one which was to make $500 a month with microstock pictures was reached once in September and the months after that were also close to this number. some of them will be only be reached sometime in January like the commission increase to $0.36 at SS and the silver rank at Fotolia. I also managed to increase my portfolio to more than 1000 pictures on most agencies but missed my 500 portfolio target at Istock. I had 3 more pictures with flames at IStock as expected. Midstock sales are still a bit lower than I was expected although they represented 20% of my total sales in October 2009.

Submit Footage Clips to Shutterstock and make $$$!

November 2009 earnings

Photos

November was on track for a BME until the first half of the month, but the second half was noticeably slower and I ended up finally with a second BME. Only one BME to report at CSP with Istock finishing first, ahead from SS (despite 15 OD sales) and FT. Sales were dissappointing at SXP and DT (with RPD decreasing for the third consecutive month). I am still on the process to upload my entire portfolio at Veer and I am glad to report my first sale there. So overall, my earnings reached almost $600 this month when I include midstock sales and referrals.
A slowdown is expected in December so unless a EL sales spree happens, I will probably keep September in my records as 2009's BME with $508.82.

Video

No sales yet but I managed to increase my portfolio at Pond5 (54) and Clipcanvas (91). I have also 39 clips accepted at Shutterstock, 9 at Revostock, 5 at AlwaysHD and 1 at Istock (this clip was pending for a month in the queue...).One of my clip was on the front page of Clipcanvas for a week but unfortunately it was not sold once :( I noticed that video previews looked much better at Clipcanvas than they do at Pond5...

Update: I just found out that my first HD clip (720p) was sold on Clipcanvas at the end of month. I received for this sale a commission of 30 €. You can see this clip here.

Stay tuned for more blog updates in December and in the meantime, you can read my daily updates on Twitter.

Daily sales graph - Isyndica screenshot

Earnings table (figures in USD)

Submit Footage Clips to Shutterstock and make $$$!

2009 microstock commissions, highs and lows

It is time for an update of  my post of last year post regarding microstock commissions. I added 6 new agencies to compare and lower and upper limit commissions.
To sum it up, sales commission will depend on: amongst over on the type of sales (subscription or credit), image size, agency or photo exclusivity, contributor or photo ranking.

Once again these numbers are not universals but are related to my ranking, exclusivity and my photo equipment: I have a  10MP and 12MP cameras, a bronze level at Fotolia with some exclusive photos there, some level 2 images at Dreamstime, sold more than $ 500 worth of pictures at Shutterstock but less than $ 3000.

These are the highs and lows I registered for 2009 (extended licenses are excluded from the list):

• Shutterstock : between $0.33 (subscription) and $2.48 (on demand sale). Same numbers than last year.
  

• Stockxpert (subs opt-in) : between $0.3 (stockxpert, photos.com, jupiterimages subscription) and $5 (L size, pay per download stockxpert) . Up limit dropped from $7 last year due to the discontinuation of photos.com credit sales this year, drop from $0.5 on the lower limit because I opted-in for subscription sales.
  

• Istockphoto : between $0.19 (XS size) and $3.36 (L size). Upper limit is up this year from $2.70 last year:)
  

• Fotolia : between $0.31 (subscription) and $4.99 (L size, exclusive). Lower commission dropped from $0.36 last year. I however expect for the upper limit to be lower since my commission for exclusive photos dropped from 52% to 32% in 2009! You have now to be 100% exclusive to get a 49% commission (bronze ranking)...
  

• Dreamstime : between $0.30 (subscription) and $3.75 (panoramic image maximum size, level 1). $3.32 (level 2 image, maximum size). Up from $2.70 last year for the upper limit.
  

• BigStockphoto : between $0.5 (small) and $3 (panoramic image, extra large). Up limit was $2 last year.
  

• Crestock : between $0.25 (subscription) and $1.5 (S size). Up limit up from $1 last year
  

• 123RF : between $0.36 (subscription) and $4.94 (Mega High XL TIFF). Up limit up from $4.5 last year

New agencies:

• Canstockphoto: $0.3 (Fotosearch subscription) and $19.80 (Fotosearch regular)
  

• Cutcaster: $4.70 (XXLarge)
  

• Yaymicro: $3.69 (S size) - $7.38 (L size)
  

• 3DStudio: $2.40 (Small) - $7.20 (large)
  

• Scanstockphoto: unique commission at $1.46
  

• Fotomind: $0.9 (full resolution)

In the light of last year numbers, few conclusions can be made:


Fotolia is the agency with the more disparity between lower and higher commissions ($0.31 to $4.99).

Sales commissions are the highest for the new agencies, unfortunately sales volume is still very small:(

The difference between higher and lower commissions increased compared to last year (from $7.3 to $19.61).

Agencies where my commissions are stable: Shutterstock,bigstockphoto
Agencies where my commissions are raising:) Istock, Dreamstime,crestock,123RF
Agencies where my commissions are dropping :( Fotolia, Stockxpert

Looking at my average monthly sales commission (including extented sales) for the first nine months of the year, it actualy increased this year to $0.74 from $0.58 last year.

See you in a year to see if these numbers are moving up or down......

August 2009 earnings

Highlights

There was a bit of reshuffling in my top 6 this month as 123RF and BSP were forced out by a new player....

1.SS
2.IS
3.DT
4.3DS
5.SXP
6.FT

August was a good month considering the period of the year and it even end up being my BME, beating last May by few dollars. I had 3 EL this month (1 EL at SS and 2 EL at DT). SS claimed back its number one spot from IS, DT made a new BME.

I will write a few words about an agency I started submitting to called the3Dstudio. It is an established marketplace selling 2D and 3D products since 1996 that just opened a stock pictures section. 3DS has been receiving a lot of attention due to the fact that pictures go immediately on-line for sale and because of the generous 60% commission they redistribute to photographers (they also allow you to fix the price of your pictures). More importantly, customers are actually buying stock pictures! Uploading pictures at 3Dstudio is quick and reliable and I was able put online more than 1400 pictures this month, 3DS being my largest collection right now. Stats speak for themselves since on its first month, 3DS made more that FT and SXP, where I have been uploading for 2 years ....
If you want also to join the3Dstudio, you can use my referral link below, they even have a good referral program:)

Veer marketplace was a big dissapointment this month with only 1 view and ... no sales . I do have less than 100 pictures on-line there so I need to send more before drawing some conclusions....
Midstock sales brought my earnings just above the $500 mark this month:)

I am looking forward to September with, maybe, a new BME ?
You can follow me on Twitter for daily updates of my microstock adventures:)
To finish this update, if you want like me make your uploading less painful and see your live stats use Isyndica ! My Isyndica stats for this month can be found below along with a detailed Excel spreadsheet.

July 2009 earnings

Highlights

Here my top 6 agencies this month ranked by decreasing monthly earning:

1.IS
2.SS
3.DT=SXP
4.FT
5.123RF=BSP
6.CSP

No BME to report this month but it was more or less on the same level than the previous one with SS continuing losing ground against IS, DT and SXP. Microstock earnings were 14 % higher compared to July 2008 earnings despite the fact that some of my portfolio doubled in size. With midstock sales this July actually ended up being slightly better than June just above the $ 400 mark.
For the third consecutive month, IS is my strongest agency and if it was not for some OD sales, SS woulld have been very close to DT and SXP this month.
After encouraging early sales reported by some photographers at the new Veer Marketplace I decided to join and started uploading my portfolio.
Hopefully sales will help offset a soon expected drop of earnings at SXP......

Earning figures in USD

Isyndica stats screenshot

June 2009 earnings

Highlights

My top 6 agencies this month ranked by decreasing monthly earning:

1.IS
2.SS
3.FT
4.CSP
5.DT
6.SXP

A small decrease in earnings was observed compared to May (which was my BME) mainly due to the fact that I did not have any EL. For the second consecutive month IS is ahead of SS and I expect this difference to increase in the coming months. Shutterstock is at an all time low with a RPI of only 0.1 despite six on demand sales this month. Fotolia did better than normal, with just enough earnings to rank number three. With a new BME, Canstockphoto is not far behind followed by Dreamstime.

Stockxpert is on the decline and I do expect this to continue when the subscription scheme Jupiter/Photos cancellation will be kick in. 123RF,SCP and BSP have still low sales and no sales to report on new agencies YAY and Cutcaster:(
I got few sales at Panthermedia though which pushed my earnings very close to $400 this month.

I changed quite a bit my workflow this month using Isyndica platform which I found very useful especially when using a limited broadband access. Although SS and IS are not reported yet, a screenshot below shows respective earnings for the months of June 2008 and June 2009. I found also Deepmeta very useful to submit to IS and I hope to get to 500 pictures online in the near future.
The $ 500 milestone is within reach but I don't see it happening before September.


Figures in USD



June 2009 earnings (Isyndica screenshot)



June 2008 earnings (Isyndica screenshot)

May 2009 earnings

Highlights

Like last year, May sets up a new high for microstock earnings.The most strinking development is that after 24 months, SS lost its number spot to Istock. Two BME to report at IS and SCP this month and a record of $ 0.77 per dl.
I joined Isyndica this month to make my uploading task easier and spread pictures to more agencies . It will be interesting to see if it will help reach my long expected $ 500 target. I will blog on this subject later on.

Microstock one by one

• IS. Put all other agencies in the dust this month and sets the record for the most money made by one agency. Even without the 2 EL, IS would have end up ahead of SS. RPI=0.51
  

• SS. 9 OD's sales and just above $ 100 this month . Earnings down 20% compared to last year with 500 more pictures online ! Growing earnings at SS appear quite limited for the future.... SS represented this month only 25 % of my total earnings compared to 37% last year.
  

• FT. Back to number 3 spot but still on the same flat line despite continuous uploading....
  

• SXP. Down from last month but overall satisfying earnings. It looks like that since Getty got on board some files were desactivated because of IP problems. I noticed that some reviews were not very consistent this month.
  

• DT. Big drop this month , looks like level 2 and level 3 images are not selling anymore.....
  

• BSP and 123RF: quite far from DT in term of earnings with RPI of 0.01......

• Less than 1 % of earnings:CSP, CT (got my 1st payout :)

Earnings in USD